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The information provided on this website is for educational purposes only and is intended solely for the benefit of individuals who are approaching retirement or are already in retirement. National Annuity Educators (NAE) does not provide investment, tax, or legal advice, and nothing on this site should be interpreted as such. The content provided, including articles, guides, and other materials, is intended to help individuals better understand retirement planning concepts, including annuities, but is not designed to offer specific recommendations for individual financial situations. While we strive to provide accurate and up-to-date information, NAE makes no representations or warranties regarding the accuracy, completeness, or reliability of the content on this site. The information provided may be subject to change and should not be relied upon as a substitute for professional advice. NAE does not guarantee any outcomes, financial success, or results from implementing any of the strategies, concepts, or information discussed on this site. Before making any financial decisions or taking action based on the content on this website, we strongly recommend consulting with a qualified and licensed financial professional, such as a financial planner, tax advisor, or attorney, who can consider your individual circumstances and provide personalized advice. NAE does not endorse or recommend any specific financial products, services, or strategies. All references to the safety and guarantees of annuities, including any claims related to guaranteed income, returns, or protection from market loss, are subject to the claims-paying ability of the underlying annuity company. Annuities are backed solely by the financial strength of the insurance company that issues them, and NAE does not make any promises, warranties, or representations regarding the performance of any specific annuity product or the ability of the insurance company to fulfill its obligations under the contract. Additionally, the content on this site may reference potential benefits of annuities, including the possibility of guaranteed income, but such benefits are contingent upon the terms of the specific annuity contract. NAE makes no representations beyond what is explicitly guaranteed by the underlying annuity carrier in the terms of their legal policy contract. Any guarantees or safety features discussed should be viewed as specific to the contract terms and not as an endorsement or prediction of financial results. By using this website, you agree that NAE is not liable for any financial loss or damage resulting from the use or reliance on any content or information provided on the site. Always do your own research and consult with professionals before making any financial decisions. National Annuity Educators is not an insurance company, financial institution, or a licensed advisor. The information provided here is designed solely for general educational purposes and should not be construed as advice or a substitute for professional services. 

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