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Privacy Policy for National Annuity Educators (NAE)
 

At National Annuity Educators (NAE), we are committed to protecting your privacy. This Privacy Policy outlines the types of personal information we collect, how we use it, and the steps we take to protect your information when you visit our website or interact with our services. By using this site, you consent to the practices described in this policy.
 

1. Information We Collect
 

We may collect personal information that you voluntarily provide to us when you:
 

  • Request information: This may include your name, email address, phone number, and other contact information.
     

  • Complete forms: For example, when signing up for our newsletter, downloading educational materials, or requesting a consultation.
     

  • Engage with our website: We may collect data on your browsing behavior, such as pages visited, time spent on the site, and other interaction data.
     

We also collect non-personally identifiable information automatically through the use of cookies and similar tracking technologies. This includes:
 

  • IP address

  • Browser type

  • Device information

  • Location data

  • Referral source

  • Pages viewed and actions taken on the website

     

2. How We Use Your Information
 

The information we collect is used to:
 

  • Provide educational content and materials tailored to your interests.

  • Respond to your inquiries or requests for information.

  • Improve our website, services, and user experience.

  • Communicate with you regarding our services, offers, and updates (if you have subscribed to newsletters or other communications).

  • Analyze website traffic and performance for internal purposes, such as optimizing the site.
     

We will not sell, trade, or share your personal information with third parties for marketing purposes without your consent.

 

3. How We Protect Your Information
 

NAE takes reasonable precautions to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:
 

  • Encryption: Using industry-standard encryption technologies to secure sensitive data.

  • Access Control: Limiting access to personal information to authorized personnel only.

  • Secure Networks: Implementing firewalls, secure servers, and other technologies to safeguard your information.
     

However, please be aware that no method of data transmission over the internet is 100% secure, and we cannot guarantee the absolute security of your information.

 

4. Cookies and Tracking Technologies
 

Our website may use cookies and similar technologies to enhance your user experience. Cookies are small files stored on your device that help us track usage patterns, remember your preferences, and improve functionality. You can manage or disable cookies through your browser settings; however, doing so may affect your ability to access certain features of our website.
 

5. Third-Party Links
 

Our website may contain links to third-party websites that are not operated by NAE. These links are provided for your convenience, but we are not responsible for the privacy practices or content of third-party sites. We encourage you to review the privacy policies of those sites before providing any personal information.

 

6. Children’s Privacy
 

Our website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under the age of 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information.

 

7. Your Rights and Choices
 

You have the right to:
 

  • Access: Request a copy of the personal information we hold about you.

  • Correction: Request that we update or correct any inaccurate or incomplete information.

  • Deletion: Request that we delete your personal information, subject to certain legal obligations.

  • Opt-Out: Opt out of receiving marketing communications from us by following the unsubscribe instructions in the email or by contacting us directly.
     

To exercise these rights, please contact us at the email address or phone number provided below.
 

8. Changes to This Privacy Policy
 

NAE reserves the right to update or modify this Privacy Policy at any time. We will post any changes on this page, along with the updated date. By continuing to use our website after any changes to the Privacy Policy, you agree to the updated terms.
 

9. Contact Us
 

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

National Annuity Educators

National Annuity Educators Support Team
Email: support@nationalannuityeducators.org
Phone: 919-780-8395

Last updated: January 2nd, 2025
 

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Website Disclaimer for National Annuity Educators (NAE)
 

The information provided on this website is for educational purposes only and is intended solely for the benefit of individuals who are approaching retirement or are already in retirement. National Annuity Educators (NAE) does not provide investment, tax, or legal advice, and nothing on this site should be interpreted as such. The content provided, including articles, guides, and other materials, is intended to help individuals better understand retirement planning concepts, including annuities, but is not designed to offer specific recommendations for individual financial situations. While we strive to provide accurate and up-to-date information, NAE makes no representations or warranties regarding the accuracy, completeness, or reliability of the content on this site. The information provided may be subject to change and should not be relied upon as a substitute for professional advice. NAE does not guarantee any outcomes, financial success, or results from implementing any of the strategies, concepts, or information discussed on this site. Before making any financial decisions or taking action based on the content on this website, we strongly recommend consulting with a qualified and licensed financial professional, such as a financial planner, tax advisor, or attorney, who can consider your individual circumstances and provide personalized advice. NAE does not endorse or recommend any specific financial products, services, or strategies. All references to the safety and guarantees of annuities, including any claims related to guaranteed income, returns, or protection from market loss, are subject to the claims-paying ability of the underlying annuity company. Annuities are backed solely by the financial strength of the insurance company that issues them, and NAE does not make any promises, warranties, or representations regarding the performance of any specific annuity product or the ability of the insurance company to fulfill its obligations under the contract. Additionally, the content on this site may reference potential benefits of annuities, including the possibility of guaranteed income, but such benefits are contingent upon the terms of the specific annuity contract. NAE makes no representations beyond what is explicitly guaranteed by the underlying annuity carrier in the terms of their legal policy contract. Any guarantees or safety features discussed should be viewed as specific to the contract terms and not as an endorsement or prediction of financial results. By using this website, you agree that NAE is not liable for any financial loss or damage resulting from the use or reliance on any content or information provided on the site. Always do your own research and consult with professionals before making any financial decisions. National Annuity Educators is not an insurance company, financial institution, or a licensed advisor. The information provided here is designed solely for general educational purposes and should not be construed as advice or a substitute for professional services. 

Copyright and Intellectual Property Notice
 

All content on this website, including but not limited to articles, guides, videos, graphics, logos, and educational materials, is the exclusive intellectual property of National Annuity Educators (NAE) and is protected by copyright laws. This content is provided for educational purposes to help consumers better understand retirement planning and annuities. NAE grants users permission to view, access, and use the educational materials on this site solely for personal, non-commercial purposes. Unauthorized copying, reproduction, distribution, or dissemination of any materials found on this site, in whole or in part, is strictly prohibited. Additionally, agents, advisors, or any third parties are expressly prohibited from using, copying, or distributing any of the content on this website without the prior written consent of NAE. The content is intended solely for consumer education and should not be repurposed or utilized in any commercial or advisory context without explicit permission. All trademarks, service marks, and logos displayed on the site are the property of NAE or their respective owners and may not be used without prior authorization. By using this site, you agree to respect and comply with these intellectual property terms. Any unauthorized use of NAE's content may result in legal action. For inquiries regarding permission to use or distribute any content from this website, please contact National Annuity Educators directly for express written consent.

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