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Overcoming Annuity Objections

Welcome to one of the most important sections of this entire website.  Annuities, when used correctly for retirement, are a phenomenal tool.  However, when used incorrectly they can and do result in frustrating consumer experiences that add to the existing negativity that already surrounds this somewhat controversial and often-times misunderstood financial product. 

Our goal is to help simplify and explain the reasons behind why annuities can sometime get a bad rap, while empowering you with the knowledge and confidence you need to use annuities the right way, and not let the negative scare tactics online block from otherwise enjoying what is perhaps the most powerful income planning tools in history. 
 

We have compiled a list of the most common annuity objections, concerns, and push-backs we typically encounter, and have designed short but powerful video answers and explanations that we believe will completely neutralize these types of objections.  

The reality is, there are a number of annuity objections we refer to as "antique" annuity objections, simply because most of these truly no longer even exist due to advances and improvements in most modern annuity product design.  Some are more urban legends at this point left over from the 80's and 90's that still get incorrectly parroted today - usually by stock brokers who are trying to compete against annuities for a client's portfolio. 

"There really is no such thing as an annuity objection - only lack of real annuity education"

 

- Paul D. Spurlock, CRPC
  NAE Founder
 

Please enjoy our collection of annuity objection response articles and let us know if there are any additional annuity objections we haven't covered that you would like for us to address.
 

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The information provided on this website is for educational purposes only and is intended solely for the benefit of individuals who are approaching retirement or are already in retirement. National Annuity Educators (NAE) does not provide investment, tax, or legal advice, and nothing on this site should be interpreted as such. The content provided, including articles, guides, and other materials, is intended to help individuals better understand retirement planning concepts, including annuities, but is not designed to offer specific recommendations for individual financial situations. While we strive to provide accurate and up-to-date information, NAE makes no representations or warranties regarding the accuracy, completeness, or reliability of the content on this site. The information provided may be subject to change and should not be relied upon as a substitute for professional advice. NAE does not guarantee any outcomes, financial success, or results from implementing any of the strategies, concepts, or information discussed on this site. Before making any financial decisions or taking action based on the content on this website, we strongly recommend consulting with a qualified and licensed financial professional, such as a financial planner, tax advisor, or attorney, who can consider your individual circumstances and provide personalized advice. NAE does not endorse or recommend any specific financial products, services, or strategies. All references to the safety and guarantees of annuities, including any claims related to guaranteed income, returns, or protection from market loss, are subject to the claims-paying ability of the underlying annuity company. Annuities are backed solely by the financial strength of the insurance company that issues them, and NAE does not make any promises, warranties, or representations regarding the performance of any specific annuity product or the ability of the insurance company to fulfill its obligations under the contract. Additionally, the content on this site may reference potential benefits of annuities, including the possibility of guaranteed income, but such benefits are contingent upon the terms of the specific annuity contract. NAE makes no representations beyond what is explicitly guaranteed by the underlying annuity carrier in the terms of their legal policy contract. Any guarantees or safety features discussed should be viewed as specific to the contract terms and not as an endorsement or prediction of financial results. By using this website, you agree that NAE is not liable for any financial loss or damage resulting from the use or reliance on any content or information provided on the site. Always do your own research and consult with professionals before making any financial decisions. National Annuity Educators is not an insurance company, financial institution, or a licensed advisor. The information provided here is designed solely for general educational purposes and should not be construed as advice or a substitute for professional services. 

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All content on this website, including but not limited to articles, guides, videos, graphics, logos, and educational materials, is the exclusive intellectual property of National Annuity Educators (NAE) and is protected by copyright laws. This content is provided for educational purposes to help consumers better understand retirement planning and annuities. NAE grants users permission to view, access, and use the educational materials on this site solely for personal, non-commercial purposes. Unauthorized copying, reproduction, distribution, or dissemination of any materials found on this site, in whole or in part, is strictly prohibited. Additionally, agents, advisors, or any third parties are expressly prohibited from using, copying, or distributing any of the content on this website without the prior written consent of NAE. The content is intended solely for consumer education and should not be repurposed or utilized in any commercial or advisory context without explicit permission. All trademarks, service marks, and logos displayed on the site are the property of NAE or their respective owners and may not be used without prior authorization. By using this site, you agree to respect and comply with these intellectual property terms. Any unauthorized use of NAE's content may result in legal action. For inquiries regarding permission to use or distribute any content from this website, please contact National Annuity Educators directly for express written consent.

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